When buying or selling a property, you might encounter terms like "surveyor’s certificate" and "title insurance." These two components play an essential role in property transactions, yet they serve different purposes. Here’s a breakdown of what they mean, how they work, and why they matter.

At Prisma, we’ve taken a proactive approach to ensure every client is treated with the same respect and diligence, regardless of budget or home value.

There is a wonderful shift emerging within the real estate industry. An emphasis on the importance of showing up as 'responsible individuals' in both our personal and professional lives.

The presentation of offers is a common practice in today’s real estate market (Saskatoon 2024), but it can be a bit of a balancing act for buyers. Simply put, a presentation of offers creates a delay — usually 3 to 7 days — between the time a property is listed and when the seller reviews all submitted offers.

When you’re preparing to purchase a home, one of the key questions you’ll encounter is: How far in advance should I expect my possession date to be?

In real estate, the words worth and value are often used interchangeably — by clients, realtors, and nearly everyone involved. For years, I did the same, until I came across a quote that changed the way I viewed the two words:

There’s a saying I once heard: Time isn’t money, time is life. And that resonates deeply with me. One of the most valuable benefits of working with a realtor is how much time it saves you.

One common question about real estate transactions is: Why do realtors get paid so much for what seems like so little work? It’s a fair question, and even as a seasoned realtor, I can admit it’s something I struggled with when I first entered the industry.

Nobody likes an unexpected bill and buying a home requires more than just the minimum 5% down payment. Here are a list of the most common costs associated with buying a property, along with some of our clients favorite recommendations!

At Prisma, we’ve built a different kind of real estate brokerage, focused on providing a more intentional and personalized service. Rather than trying to handle a high volume of clients, we keep our brokerage small by design.

If you’re in the market to buy a home, you might be wondering how your realtor gets paid and what expenses you need to plan for. It’s a common question, and understanding the payment structure can help you budget more effectively and avoid surprises along the way.

If you’re starting to consider selling your home, it’s never too early to begin planning. Whether you’re thinking about a simple decluttering project or more extensive renovations like updating your bathroom, getting a head start can make a world of difference. Selling a home involves many steps, and being prepared can help ensure a smoother, more successful sale.

When it comes to buying a home, there’s one crucial step that many prospective buyers overlook: getting pre-approved for a mortgage. While it’s not a mandatory requirement before you start viewing properties, securing pre-approval early on can save you a lot of time, stress, and potential disappointment later in the process.